Expecting the unexpected is a part of life. You never know when your basement will flood or when a storm will flatten your garden shed — but it doesn’t mean you can’t be prepared. That’s where insurance comes in: being insured is being protected. Think of insurance as an invisible blanket covering everything that matters most to you and your family during a crisis. It’s a comforting constant if you ever come face-to-face with losing your belongings. And while most forms of insurance are not mandated by law, a little protection can go a long way. Besides, life is hard enough without some extra padding.